Document List
- Purchase -
Applying for a Loan
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:
- Copy of Driver's Licenses for all borrowers
- Copies of checking and savings accounts statements for the past two months
- Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
- Paycheck stubs to cover the most recent 30 day period
- W-2 withholding forms for prior 2 years
- Income tax returns for the past two years to verify your income and proof of employment
- Homeowner's insurance company and policy number
- Sales contract for the purchase of a new home
- Most recent mortgage statement for any current properties owned