Document List

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

• Copy of Driver's Licenses for all borrowers
• Copies of checking and savings accounts statements for the past two months
• Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
• Paycheck stubs to cover the most recent 30 day period
• W-2 withholding forms for prior 2 years
• Income tax returns for the past two years to verify your income and proof of employment
• Homeowner's insurance company and policy number
• Sales contract for the purchase of a new home
• Most recent mortgage statement for any current properties owned